What does Dienstrad-Protect or fully comprehensive insurance mean?

The Dienstrad-Protect protects against loss and damage, especially in the following cases:

• Theft, burglary- theft, robbery (also of attachments).
• Total loss
• Vandalism
• Damage due to (traffic) accident, fall or crash
• Operating errors / improper handling
• Damage to or destruction of batteries and electronic motor and control devices
• Material, production and design defects after the expiry of the 2-year limitation period for claims arising from liability for material defects